Consumer Guide: Long-Term Care Insurance

Long-term care refers to services you may need over time due to a long-term (chronic) illness or disability. Examples include nursing care, therapy, or support services like help with bathing and getting dressed.

There are many ways to pay for long-term care. One way is long-term care insurance. This is extra insurance that helps pay for a stay in a nursing home or other long-term care services. Before you decide to buy long-term care insurance, it’s helpful to learn more about what it is and how it may help you.

A guide to long-term care and insurance

The Wisconsin Office of the Commissioner of Insurance has a guide to help with questions, such as:

• What is long-term care?
• Who needs long-term care?
• How much does long-term care cost?
• Who pays for long-term care?
• What types of long-term care policies exist?
• Should I buy long-term care insurance?
• What should I look for in insurance plans?

View the Consumer’s Guide to Long-Term Care (PDF)

There’s also an online listing of Companies Offering Long-Term Care Insurance in Wisconsin.