Consumer Guide to Health Care
If You are Unemployed or Have Lost Your Group Health Insurance
Disclaimer: All external hyperlinks are provided for
your information and for the benefit of the general public. The
Department of Health Services does not testify to, sponsor,
or endorse the accuracy of the information provided on externally linked
pages.
HIPAA-General Information
from the Centers for Medicare and Medicaid Services
(CMS), provides information on the Health Insurance Portability
and Accountability Act of 1996 (HIPAA). HIPAA includes important
although limited protections for millions of working Americans and
their families.
Changing Jobs? Know About HIPAA from
HealthCareCoach.com,
provides additional information on HIPAA.
What is COBRA and How Can It Help You? If you are losing your
group health plan coverage, you may be entitled to an extension of
your previous coverage. This fact sheet from
HealthCareCoach.com
provides an overview of COBRA protections.
Fact
Sheet on Continuation and Conversion Rights in Health Insurance Policies
from Wisconsin's Office of the Commissioner of Insurance includes
information about COBRA especially for Wisconsin residents.
Your
Employer’s Bankruptcy: How Will It Affect Your Employee
Benefits?: A fact sheet from the U.S. Department of Labor.
Health
Coverage Tax Credit: Information from the U.S. Department of Revenue on a tax
credit available to a limited number of individuals who have lost their jobs or whose
hours of work and wages have been reduced as a result of increased imports.
Note: This tax credit is changing as part of the American Recovery and
Reinvestment Act of 2009. Read
about these changes.
Information
on short-term health insurance: If you are facing short-term unemployment,
looking for your first job, or are between jobs and without insurance coverage, this
information from
Insure.com might be useful.
If you've been turned down for health insurance coverage,
you may be eligible for HIRSP, the
Wisconsin Health Insurance Risk-Sharing Plan.
If you are facing long-term unemployment, you may be
eligible for a government
insurance program.
Last Revised: June 19, 2009
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